Travelling to Europe - Insurance Clause in the Small print

[cotswoldiver]

I confess I hadn't realised this, but I just happened to look at the booklet from the insurers that Cherished arranged my policy through.

There is a clause that states 14 days notice must be given if the bus is being taken into Europe. It may always have been there with other policies, or a throw back to the days when a green card was needed, but I had never spotted it before. Or actually looked for it! An email was enough to get it noted on my file, but I hate any of us to get caught out by small print if the worse was to happen on the other side of the channel

Just thought I'd flag it up in case others had missed it

 

[alex4057]

Thanks I'd missed it too!

 

[froggy]

Does this also include Wales :lol: :lol:

 

[Turkish]

I'll have to check but European cover is usually detailed on the reverse of the motor cert??

 

[crede999]

make sure you take a constance form ( think its called that :roll: )too it allows you and the other driver to agree what happened in the event of an accident otherwise youll probably loose any claim :shock:

i tell my insurance im going abroad there pretty good

chris

 

[Trikky2]

Thats a good "heads up" cotswoldiver.

When I lived in England I accepted this kind of thing from insurers as normal too. It was not until I moved out here that I realised what a bunch of isolationist island dwellers they are/were.

Over here, already since the early days of the EU, the "green card" the Uk companies talk of is the actual, normal insurance document - not an extra or something that has to be separately issued or charged for or notified. The car insurance is valid for the EU, which is logical for a member nation.

Its only with arm twisting the UK insurers were eventually forced to include it and even then they often reduce the level of cover to minimum legal requirement in the nation being visited.

They seem to be able to get away with offering less and charging more.

They also dont seem to be taking any steps to counter the huge rise in bogus claims in the UK preferring instead to just pass on the cost in higher premiums (and in certain cases taking back handers from "specialist" claim companies in the process).

From here it all looks a bit of a mash of US and third world rather than British. I suspect only legislation will force them to sort themselves out, which is a pity, since self regulation would serve them and their customers far better.