Insurance - Guaranteed value

[jamesurwin]

I've got my insurance due up for renewal in a few weeks. I have never gone for guaranteed value before, but seeing as I have spent the last 6 months getting her in to tip top shape (welding, new panels, full respray etc), I really didn't want to see my love go down the drain should something happen.

Question is, do I just give the insurance a value as to how much I would want if something should happen, or is it based on the 'true' value? I know how much I have spent, but as with a lot of things, you don't get back what you have paid in.

It's a '72 tin-top crossover

 

[coopster]

Contact Clem - he'll give you a written valuation that you can send to your insurance company for 5 british pounds

 

[jamesurwin]

Thanks for that - I'll hopefully catch up with him at VoWo on Sunday and he can see the bus in person

 

[Clem]

I can do this . At the moment I'm asking for donations to my just giving link, hope that's ok

 

[jamesurwin]

That sounds fair!

 

[dodge6x6]

its nice to know Clem very kindly did mine at Brighton Breeze last year, only differance it made to my insurance they upped the premium, as the value increased. one im with unless your bus is garaged they wont agree the value, (i can say what it worth but dont mean to say if anything happened i would get that?) think i will be shpping round this year.

 

[jamesurwin]

That could be my sticking point, as unfortunately it's not garaged

 

[KevH]

Carol Nash, Heritage Insurance, and Adrian Flux, have all agreed valuations (based on Clem's letter plus the usual photos) w/o insisting on garaging for my bus.

Give them a try.

 

[Mickey Sam]

Carole Nash insisted twice that my bus must be garaged - sounds like I need to ask a third time ?

 

[simo]

That could be my sticking point, as unfortunately it's not garaged

Mines not garaged - kept on the drive, have agreed value through justkampers with no probs :msn4:

 

[jamesurwin]

Thanks all

 

[Hadders]

How do you boys get it below £100? I'm with RH, my renewal has just come through for £124, that's garaged, 5k miles, euro cover etc. I have got a 1955 engine, but they said that didn't matter. I'm 44 and I think a low risk area.

I'll give 'em a bell tomorrow. Maybe it's more risky where I live than I thought!

Whoops, ignore this - posted it on the wrong insurance thread!!

 

[dazza1975]

Just had the same issue come up on looking around for my insurance, RH will charge me for an agreed value but wont actually give me it!! Heritage will though but premiums £100 more

 

[martin.sim]

Cheapest I got was JK @ £117 for me & the wife, garaged, 5k miles, euro cover & 2k cover on camping equip. Extra £15 for the agreed value


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Why didn't I buy my bus years ago !?