neilswheels
Well-known member
- Joined
- May 26, 2012
- Messages
- 746
- Reaction score
- 26
- Location
- leafy surrey
- Year of Your Van(s)
- 1971
- Van Type
- Ex Westy,
I've just insured my bus, and came across a point that i thought you should all be aware of.
I specified that my bus is kept on a drive, which it is, thinking it would keep the premium lower. I got a great price from Classicline (£40 cheaper than Cherished), but when i went through the 'Key Facts' it stated that if the vehicle was parked on the street within 0.6 miles of the insured address, the vehicle was not covered'. This means that if I take the bus of the drive, then park it in the street to go inside and make a coffee, or wash the bus, or get my phone, the Bus isn't insured.
Obviously its to stop people leaving there car on the street when its insured for of street storage, however, this doesn't work in the real world.
But get this, I then went for cover to be left on the street all day and night, and the price stayed the same!
So, check your details people, its unlikely that while its parked outside your house for 10 minutes or half an hour that its nicked or hit, but it happens.
Cherished had the same clause by the way.
Just so you know, my bus insured at agreed 15k, 3000k miles a year, parked on the street, lowered and alloys, agreed value, european and uk breakdown cover, legal cover , social, domestic, pleasure and commuting was £134.98. Cherished was £189.59
I specified that my bus is kept on a drive, which it is, thinking it would keep the premium lower. I got a great price from Classicline (£40 cheaper than Cherished), but when i went through the 'Key Facts' it stated that if the vehicle was parked on the street within 0.6 miles of the insured address, the vehicle was not covered'. This means that if I take the bus of the drive, then park it in the street to go inside and make a coffee, or wash the bus, or get my phone, the Bus isn't insured.
Obviously its to stop people leaving there car on the street when its insured for of street storage, however, this doesn't work in the real world.
But get this, I then went for cover to be left on the street all day and night, and the price stayed the same!
So, check your details people, its unlikely that while its parked outside your house for 10 minutes or half an hour that its nicked or hit, but it happens.
Cherished had the same clause by the way.
Just so you know, my bus insured at agreed 15k, 3000k miles a year, parked on the street, lowered and alloys, agreed value, european and uk breakdown cover, legal cover , social, domestic, pleasure and commuting was £134.98. Cherished was £189.59
